Q: I just received a quote from Admiral Car Insurance which was pretty low. Are they a legitimate company? If so why the lower price?
A: Admiral Car Insurance has been writing policies in the UK for quite some time and good for you for receiving a quote you find affordable. With that being said there are a few things you should do before buying an insurance policy from Admiral or anyone else.
Car insurance policies can be intimidating to the average person due to the amount of legalese and fine print in a policy. Buying auto insurance is not a complicated process however. Put aside all the clauses, sub articles, and five dollar words and take two things into account.
1. How much does the policy cost?
2. How much coverage do you receive?
That's all there really is to it. Have the agent give you these two numbers and compare them with quotes you have received from other car insurance companies. The last thing you should do after receiving these figures is to make sure the company has been in business for a while just to be sure they will be there if you need them.
When buying car insurance, whether it is Admiral Car Insurance, or another company simply follow the above advice and you should do well for yourself.
Lastly, we would strongly recommend that you shop online for additional auto insurance quotes. Comparing quotes from several different companies is a great way to save money on your annual auto insurance premiums.
Sunday, March 15, 2009
Is Admiral Auto Insurance a Recommended Company?
Sunday, January 25, 2009
How Your Occupation Affects You
Believe it or not, your occupation can save you a lot in car insurance premium. On the other hand, it could also cost you so much. I'll give examples from opposite ends of the spectrum and explain why this is so. Finally I will show you how you can make considerable savings even if your occupation is at the undesirable end of the spectrum.
pay the lowest car insurance rates. They pay as low as $870 on the average. Retired persons pay slightly more at an average of $920. Pilots and navigators also belong to the low car insurance rates bracket.
For those in the high car insurance brackets, you have the business owner as the most expensive to insure. They average around $1400 in car insurance premiums. Following closely is the executive with an average of $1,375. Attorneys, lawyers and judges average $1370.
are the opposite extremes (Don't worry if you fall into the expensive occupations. I'll show you how to lower your rates considerably). Back to what we were saying...
Occupations that attract low car insurance rates have some or all of the following in common...
1) They are usually low stress occupations.
2) The safety of others is paramount in their training. Sometimes their driving records can even determine if they'll be allowed to practice at all.
3) Their occupation often makes them use public transport systems.
4) A number of them are generally considered to be very meticulous.
This certainly affects their driving habits.
On the other hand, occupations that are expensive to insure have the following in common...
1) Their jobs are usually very stressful.
2) They often have to spend more time in their cars.
3) They tend to use their cell phones a lot more while driving than the average driver.
If you look at the different categories, it will become very obvious why certain occupations are expensive to insure while others aren't.
Now, whichever group you belong to, you'll make considerable savings by understanding the fundamentals that influence your car insurance rates.
By: Chimezirim Chinecherem
Understand What You Pay for
It is easy for any car owner to get the best and ideal car insurance that suits his pocket spending power. Even if you are going to extremely use the automobile, you will get an insurance cover that will suit you; the difference will be noticed in the rates you pay eventually. Your rates will soar if your car usage is seen as extreme and you will pay low rates if you are termed a low risk.
What makes your auto insurance cover ideal is determined by your income. Even if you are termed “high risk” because you are a stunt driver for sports and movies; we all know that stunt guys take home a lot of money at the end of each show. This type of job makes you rich so what the stunt guy sees as ideal is very different from that of the regular office worker who will only drive to work and drive back home when he is done with work for that day; and may be have a fun cruise with family on special days.
monthly wage and the use of the vehicle is really important for you to know your ideal auto insurance cover.
A rich superstar won’t bother paying high rates for his expensive high-end double performance automobile for the simple fact that it suits his budget.
For normal automobile drivers, the simplest way to enjoy lower rates and better cover deals for your car starts with you getting a car that suits your income. Do not buy the expensive sports cars if your monthly wage can not pay the high rates.
It is easy to get the service that suits your budget and most times getting this information is free.
By: NDIMELE IKECUKWU PHELIM
What Your Home Has Got to Do With it
What has your home got to do with my car insurance? Is it really possible that I am losing a lot of money just because of where I live? While this may not be obvious to a lot of people, you can really save a bundle if you understand the impact of your place of abode on your car insurance and how it does impact it.
know quite well that insurance companies ask for your place of residence and probably your place of work depending on your circumstance. They do so for several reasons. Among these reasons is the fact that they want to know the level of risk associated with your area.
Do you live in a red light district? If you do, then your premium will be much higher than someone who lives in an area that is less prone to crimes. Therein lies the problem...
In mapping out areas, there has to be a line between areas based on police records. By an insurance company's mapping, your street may fall into a high risk area. What's so funny about this is that the next street to yours may belong to an entirely different risk zone -- A lower risk zone.
So, you'll do well to check before making the down payment for your home. That house could make you pay a few thousand dollars extra in your car insurance over the years.
But what if you are already in such a high risk area albeit inadvertently, is there a way to squeeze out considerable savings? Thankfully, there is a way for anyone to make such savings in car insurance.
By: Chimezirim Chinecherem Odimba
What You Need to Know
It is true that people fear the term FREE these days; their fear is well understood since there are lots of bad sites online giving out bad services for free.
Free quotes for car insurance are quite different from the other Frees used online. Vehicle insurance free quote services are actually and very reliable since you will be connected to the car insurance company directly so the reports you get from the quotes are very accurate and factual.
The car cover providers use up a lot of cash and energy so that you will be truly connected to the right and precise source for information that will satisfy your car cover quest and make you understand how the vehicle insurance companies rate you. The after effect of this is that you will know how to cut down on your auto insurance premium and enjoy the car insurance company's discounts.
Getting your free quotes online for your auto insurance cover is the beginning of the journey to lower rates for you and enjoying your desired car insurance cover deal.
At happy seasons and New Year moods like this, you will definitely want to drive around town. Going long miles to see the people you care about; it will only make sense that get your car insurance cover up and running, you do not want to start off 2009 paying huge fines for driving without insuring your vehicle. It won't be wise to start the year like that, so enjoy the happy season in smiles and more… you are paying far less for your ideal car insurance policy.
By: NDIMELE IKECUKWU PHELIM
